Debt Free Diva Blog

ALL MY BEST MONEYWISE TIPS, TRICKS & HACKS

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budgeting

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Lets talk about Tax

Lets talk about Tax

October 4th 2021 The one question I get asked ALL the time is how do I pay for taxes on my side hustles. For some reason I think people are a bit scared of tax – and this prevents them from side hustling. Read more

Keeping the grocery spend down

Keeping the grocery spend down

June 15th 2021 Every Tuesday for the last couple of years I have posted my weekly grocery shop on my Instagram and Facebook accounts and it is the themed post that get the most requests every year. I also get Read more

Types of budgets

Types of budgets

May 3rd 2021 Last week I wrote a newsletter which focused on budgeting. More specifically the zero-based budget, as this is the one, I find to be most effective for me. I had a few people contact me to ask what Read more

Should I save or pay off debt?

Should I save or pay off debt?

March 22nd 2021 Should I save or pay off debt? There really is no right or wrong answer to this question. It all comes down to your financial situation your goals and what you’re trying to achieve. For some Read more

Sinking Funds

Sinking Funds

March 7th 2021 Let's talk about sinking funds! This is a financial tool I used the entire way through my Debt free journey, and something I will continue to use well into the future. For some reason this Read more

Cooking the Kumara

Cooking the Kumara

February 9th 2021 Bulk buying and freezing is my top tip for reducing the food budget. It is something that I have learnt to do fairly well – mainly through trial and error. Recently I managed to score 10kgs of Read more

Funds for when you say Oh Sh!t!

Funds for when you say Oh Sh!t!

October 10th 2020 Let’s talk emergency funds! Seems like such an ambulance-at-the-bottom-of-the-cliff topic right now, doesn’t it? The emergency has happened and here we are now, so what will the emergency fund Read more

THE ESSENTIALS

Email: tracy@debtfreediva.co.nz

Now as a fully accredited Financial Adviser, I can provide you with advice on behalf of Rest Assured Financial Advisers - FSP726851.

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